Joy Schovest swam for her life, fighting Hurricane Katrina's storm surge and its angry winds, brushing aside debris and floating cars to reach higher ground.
Behind her, some of her neighbors in the Quiet Water Beach apartments were dying, trapped in their crumbling two-story building as it was swept away with much of this Mississippi coast community on Monday. The exact number of deaths in the building was still unclear, with estimates ranging from three to dozens; early reports said 30 died.
"We grabbed a lady and pulled her out the window and then we swam with the current," said Schovest, 55, breaking into tears. "It was terrifying. You should have seen the cars floating around us. We had to push them away when we were trying to swim."
Joe Spraggins, civil defense director for Harrison County, home to Biloxi and Gulfport, said the county's death toll was at least 100, and officials were "very, very worried that this is going to go a lot higher."
The only remaining evidence of the Quiet Water Beach apartments was a concrete slab surrounded by a heap of red bricks that were once the building's walls. A crushed red toy wagon, jewelry, clothing and twisted boards were mixed in with the debris. The four-lane road that separated the building from the beachfront was buckled and covered with rubble.
"This is all that's left of my house," said nearby resident Jack Crochet, 56, shaking his head and looking at the rubble. "It's never going to be the same. It's over."
The storm also inflicted a punishing blow to Biloxi's waterfront casinos, down the beach from the apartment building. At least three of the floating barge casinos were tossed from their moorings by the storm's 7.5m wall of water, their barnacle-covered hulls coming to rest up to 200m inland.
Aerial footage showed the Grand Casino landed on the side of a busy highway.
"I think it will have to be cut into pieces simply to be moved out of there," Gary Loveman, chairman of Harrah's Entertainment Inc, told CNBC.
At the Treasure Bay Casino, people examined the slot machines to see if they still contained coins, and looting broke out in other areas of Biloxi.
"People are just casually walking in and filling up garbage bags and walking off like they're Santa Claus," said Marty Desei, owner of a Super 8 motel in Biloxi. "I haven't seen anything like this in my whole life."
The lucky ones in the Quiet Water Beach apartment building and other vulnerable areas of Biloxi described a scene of pandemonium as they fled the rising water. When asked why they ignored evacuation orders, some said they did not think the storm would be that bad; others would not give a reason.
Apartment tenant Landon Williams, a 19-year-old construction worker, said he and his grandmother and uncle ran from the crumbling building as the storm hit. As they later swam through the swirling water and debris, "we watched the apartments disintegrate. You could hear the big pieces of wood cracking and breaking apart."
He said the winds flung two-by-fours and drywall.
"I lost everything. We can't even find my car," he said. "I'm looking through this wreckage to see if I can find anything that's mine. If not, I'm moving on. I think I'll move on to North Carolina and do some work over there. I can't take it here anymore -- not after this."
Williams said six of his neighbors in the building who remained behind also survived. "As the second story collapsed, they climbed onto the roof and part of it floated away and they floated to a house that made it," he said.
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