The combined profits are estimated at NT$100 billion this year, up from a
loss of NT$6.74 billion last year, as the amount of charge-off could be back
to the 2004 level of over NT$150 billion, down from around NT$200 billion
last year, she said.
Investment picks included Cathay Financial Holding Co (國泰金控) and Shin
Kong Financial Holding Co (新光金控), owners of the nation's top-two life
insurers enjoying steady profits, as well as Chinatrust, which has a leading
competitive edge in the consumer banking area, she said.



