The National Health Insurance (NHI) premium rate should remain unchanged next year at 5.17 percent, the Ministry of Health and Welfare committee responsible for reviewing the premiums said.
The size of the NHI reserve fund, which functions like an emergency fund for a household, is projected to be sufficient to cover about two months of insurance payouts by the end of next year under the current premium rate of 5.17 percent, the National Health Insurance Committee (NHIC) said.
According to Article 78 of the National Health Insurance Act (全民健康保險法), the aggregate amount of the reserve fund “shall be equal to the aggregate amount of benefit payments in the most recent one to three months based on actuarial principles.”
Photo: Taipei Times
In view of the projected sufficiency of the NHI reserve fund, the NHIC has submitted its decision to maintain the current NHI premium rate to the ministry, which would forward it to the Executive Yuan for approval, the committee said.
The NHIC added that the discrepancies between estimated and actual NHI financial figures from 2021 to this year exceeded NT$10 billion (US$307.62 million) and highlighted a trend of growing discrepancies, without specifying whether the actual figures were higher or lower than the estimates.
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