“Some of the elderly were tricked into finding mortgages that they could have never qualified,” she said, pointing to predatory lending by some brokers.
Valerie Williams, an older Jamaican who took up US nationality in 1994, said she built a house in Tampa but is on the verge of loosing it through foreclosure.
“Truthfully, this has shot my confidence. [I] always believed that if you worked hard, you could earn a house in this country,” she said.



