Use of non-cash payments by Taiwanese is becoming more widespread, with the Financial Supervisory Commission (FSC) on Thursday last week reporting that from the beginning of last year up to November, domestic credit card transaction volumes totaled NT$2.393 trillion.
According to the FSC’s Banking Bureau, last year credit card transaction volumes amounted to an average of NT$200 billion per month. The bureau expects that when December’s figures are factored in — a peak period for consumer expenditure — the total figure for last year will be as much as NT$2.6 trillion, surpassing last year’s figure of NT$2.42 trillion and, in doing so, set a new record.
Banking Bureau Deputy Director-General Sherri Chuang says that as of November last year, Taiwan’s 36 credit card-issuing institutions together had 41.67 million cards in circulation.
Photo: Wang Meng-lun, Liberty Times
照片:自由時報記者王孟倫
As attitudes among the population gradually change, more people are willing to accept non-cash payments, including credit cards, says Chuang, while the increasing number of physical card payment channels and credit card accepting institutions has helped to boost card transactions volumes.
(Liberty Times, translated by Edward Jones)
國人使用非現金支付越來越普遍。金管會上週四表示,去年截至十一月底,信用卡刷卡金額為兩兆三千九百三十億元。
金管會銀行局表示,去年每月刷卡金額平均約兩千億元,加上十二月又是消費旺季,推估去年全年刷卡金額應可達兩兆六千億元,超越前年的兩兆四千兩百億元,創下歷史新高。
金管會銀行局副局長莊琇媛表示,截至二?一七年十一月底止,台灣計有三十六家信用卡發卡機構,總流通卡數約四千一百六十七萬張。
莊琇媛表示,由於國人觀念逐漸改變,越來越能接受包括信用卡在內的「非現金支付」,加上國內可刷卡的實體通路及收單機構越來越多,有助推升信用卡消費額度。
(自由時報記者王孟倫)
Tangbao are one of the most internationally renowned delicacies, that win the hearts of both locals and tourists. Their charm lies in the paper-thin flour wrapper that needs to be folded evenly almost 20 times. Folding a tangbao requires skill to deal with a bulging filling and a thin wrapper. Tangbao are served in a bamboo steamer in which they are steamed, not only adding to the visual appearance, but ensuring they do not get cold before reaching the table. The best way to enjoy a tangbao is to dip it in a mixture of vinegar and soy sauce with
The Bank of Japan (BoJ) announced a seismic change in direction on March 19, hiking interest rates for the first time in 17 years. The move represents an unwinding of an ultra-loose — and maverick -- policy aimed at putting Japan’s “lost decades” of stagnation and deflation behind it. The last time the BoJ raised interest rates was in 2007, but its war against deflation began in earnest in 2013 under then-prime minister Shinzo Abe. “Abenomics” combined generous government spending and central bank monetary easing. The BoJ spent vast amounts on bonds and other assets to pump liquidity into the
A: Wow, YouTuber Xander 73’s channel “73_Tricking” now has over 10 million subscribers, making him Taiwan’s first 10-million YTR. B: Cool! But what’s “tricking?” A: Basically, it’s a sport derived from extreme martial arts. B: Xander 73’s income is as high as NT$600,000 per month. What’s the secret of his success? A: He often uses English catchphrases in his videos to attract more viewers from around the world. This shows how important English is. A: 哇,YouTuber奇軒的「奇軒Tricking」頻道訂閱突破千萬人, 成為台灣首位千萬YTR! B: 好厲害,但什麼是tricking啊? A: 聽說是極限武術所衍生的運動。 B: 奇軒月入60萬,成功的秘訣是什麼呢? A: 他常使用英文標語,所以能吸引全球觀眾,可見英文多重要。 (By Eddy Chang, Taipei Times/台北時報張聖恩)
Have you ever wished for an extra hour to prepare for exams or finish homework? In some countries, people actually adjust their clocks to gain or lose an hour, all for the sake of Daylight Saving Time (DST). Specifically, clocks are set forward by an hour in March and then set back in November. One of the primary reasons for implementing DST is to make better use of natural daylight so that people can reduce energy consumption. The concept originated with Benjamin Franklin in 1784 and became widely adopted during World War I. Today, this system is in place