A: You’re wearing a face mask. Surely you haven’t caught another cold.
B: Yep. I’ve been doing a lot of jobs on the side lately and often work into the small hours. It’s not doing my health any favors.
A: You need to take more care of yourself. Health is so important. You only need enough money to get by.
B: Given the choice I wouldn’t work this hard, but I still have student loans to pay off.