At the end of a year troubled by economic hardship, newspaper reports say the government will push its “National Health Insurance [NHI] Version 1.5” in an attempt to expand the revenue base and raise the contribution rate of the middle class to relieve the financial difficulties of the poor.
On the other hand, the government has failed to launch a thorough inquiry into longstanding public dissatisfaction with the high year-end bonuses for Bureau of National Health Insurance (BNHI) staff.
This dissatisfaction is a result of the NHI’s financial losses, increased premiums, the poor quality of medical services and the lack of public involvement in NHI policymaking.
To solve the problem, the government wants to turn the BNHI into an agency directly under the Executive Yuan, but that will only make the matter more complicated.
With this temporary, shortsighted and misdirected approach to changing the NHI, it is worrying that the government — after more than half a year in power — still hasn’t drawn up a comprehensive blueprint for the NHI program.
Will the insurance system, which has been called a social safety valve, drift farther and farther away from meeting the public’s needs?
Justice and quality are the two cornerstones of the NHI program. In the 13 years since the program was implemented, the government has never been able to effectively contain the waste of medical resources and irregularities of the system.
Because of an opaque process when making decisions and a lack of a connection between income and spending, the committee deciding on the BNHI’s NT$460 billion (US$13.7 billion) expenditure has degenerated into a body where medical sector managers exploit the benefits of the scheme under the table.
The government is required to launch reforms to increase the efficiency of NHI expenditure, but the effort has been halted by opposition from the medical sector. As long as these problems are not actively dealt with, it flouts social justice to begin by taking money from the public’s premium payments.
The public is often told that the NHI program is useless and that people must pay for things themselves because they are not covered by the NHI program. However, the receipts they get from the hospital are either not detailed or hard to verify.
Often when someone insured by the NHI must be hospitalized, they find it hard to find an NHI-insured bed, yet it is impossible to check the availability of NHI beds.
Medical quality reports requested by the public and academics do not address the issue and provide only limited information.
This makes one wonder what has improved as a result of the annual 5 percent increase in NHI premiums. In addition, grassroots medical personnel often complain that medical sector managers hold back on medical service manpower and quality to reduce cost while the public still has to pay its NHI premiums.
The NHI program has suffered financial losses of around NT$30 billion and the public must shoulder the burden of increasing premiums. A lack of information about medical service quality makes the public feel lost when seeking medical treatment. Little wonder that people are greatly disappointed by the NHI program and feel indignant at the high year-end bonuses given to BNHI employees.
The Taiwan Health Care Reform Foundation thinks that the second-generation NHI program proposed by various industries enjoys public support because it involves public participation, a connection between income and expenditure and a balance between rights and duties.
The Chinese Nationalist Party (KMT) Cabinet and the legislature should strike out a new path and prioritize the new NHI bill. The government should take the initiative in publicizing each hospital’s financial statements and information on its medical service utilization and irregularities.
It should also push through legislation to establish a transparent supervisory committee that stresses public participation in the NHI program and ensures that income and spending are connected.
If the government only turns the BNHI into an executive organization and implements Version 1.5 to evade the issue, it would be acting as if it viewed the public as an ATM and only halfheartedly reforming the health insurance system.
We hope the public’s New Year’s wishes for the NHI program will come true as soon as possible.
Huang Chiang-hsiang is a project specialist at the Taiwan Health Care Reform Foundation and Liu Mei-chun is executive director of the foundation.
TRANSLATED BY TED YANG
Could Asia be on the verge of a new wave of nuclear proliferation? A look back at the early history of the North Atlantic Treaty Organization (NATO), which recently celebrated its 75th anniversary, illuminates some reasons for concern in the Indo-Pacific today. US Secretary of Defense Lloyd Austin recently described NATO as “the most powerful and successful alliance in history,” but the organization’s early years were not without challenges. At its inception, the signing of the North Atlantic Treaty marked a sea change in American strategic thinking. The United States had been intent on withdrawing from Europe in the years following
My wife and I spent the week in the interior of Taiwan where Shuyuan spent her childhood. In that town there is a street that functions as an open farmer’s market. Walk along that street, as Shuyuan did yesterday, and it is next to impossible to come home empty-handed. Some mangoes that looked vaguely like others we had seen around here ended up on our table. Shuyuan told how she had bought them from a little old farmer woman from the countryside who said the mangoes were from a very old tree she had on her property. The big surprise
The issue of China’s overcapacity has drawn greater global attention recently, with US Secretary of the Treasury Janet Yellen urging Beijing to address its excess production in key industries during her visit to China last week. Meanwhile in Brussels, European Commission President Ursula von der Leyen last week said that Europe must have a tough talk with China on its perceived overcapacity and unfair trade practices. The remarks by Yellen and Von der Leyen come as China’s economy is undergoing a painful transition. Beijing is trying to steer the world’s second-largest economy out of a COVID-19 slump, the property crisis and
As former president Ma Ying-jeou (馬英九) wrapped up his visit to the People’s Republic of China, he received his share of attention. Certainly, the trip must be seen within the full context of Ma’s life, that is, his eight-year presidency, the Sunflower movement and his failed Economic Cooperation Framework Agreement, as well as his eight years as Taipei mayor with its posturing, accusations of money laundering, and ups and downs. Through all that, basic questions stand out: “What drives Ma? What is his end game?” Having observed and commented on Ma for decades, it is all ironically reminiscent of former US president Harry