Sadly, I know the havoc that results when you think outside your wallet.
My credit cards could tell you all about it. So here's one solution: forget rich. It would free up so much time and energy if "get rich" got crossed off everyone's to-do list. Trying to live a sane, productive financial life is hard enough. (I could use some of that energy to shore up financial essentials, like the pale, quivering mess that is my IRA.)
I'm sure most people would rather hear their odds of getting rich are great. I'd love to believe it myself. But accepting that you aren't going to be snuggling into the lap of luxury any time soon can be a blessing.
Smart people may finish rich, but they probably won't. How about a book called: "Smart People Finish Just Fine, Thanks." It's not sexy and it may never be a best seller, but downshifting from a focus on wealth could do more to enhance your bottom line than you ever dreamed.
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